The cash envelope budgeting system was made popular by Dave Ramsey. In this system, you are budgeting with envelopes by having one for each category you spend cash in.
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savings
5 Strategies to Live Below Your Means
Here are five strategies that will help you live below your means and not be miserable while doing so. …
How to Make Your First Budget
Do you need a budget but have no clue where to begin? Look no further, here’s the guide that will set you up with your very first budget and help you fine-tune your current budget if you already have one.
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Defining Your Why – Living Below Your Means
Frugal living is not about being miserable. Instead, it will free up money for what you love. However, the surest road to frugal burnout is not knowing why you are being frugal and not having any set goals. So let us define your reason(s) for being frugal.
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5 Reasons to Line Dry Your Laundry
My favourite homemaking chore is laundry and line drying is the main reason why.
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Preventing Buyer’s Remorse
Buyer’s remorse is real and painful, even more so if you’re trying to be frugal. P/hop or Pennies per Hour of Pleasure is a principle we use to prevent buyer’s remorse by determining if a purchase is worth the investment for us. …
