The cash envelope budgeting system was made popular by Dave Ramsey. In this system, you are budgeting with envelopes by having one for each category you spend cash in.
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by Pia Sonne
by Pia Sonne
by Pia Sonne
Buyer’s remorse is real and painful, even more so if you’re trying to be frugal. P/hop or Pennies per Hour of Pleasure is a principle we use to prevent buyer’s remorse by determining if a purchase is worth the investment for us. …
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